You filed a sinkhole claim, and your Florida sinkhole insurance company denied it. Did your sinkhole insurance company have proper sinkhole testing performed, or did your sinkhole insurance company order a “drive by” sinkhole test?

Understand what the sinkhole testing report means – and how to read Florida sinkhole insurance reports. Learn about sinkhole SPTs, sinkhole voids underground, and other sinkhole engineering terms.

What’s next after your sinkhole claim denial?

Sinkhole testing is conducted by a geotechnical engineering company hired by and paid for by your insurance company. Sinkhole testing should involve two phases, an above ground inspection of the inside and outside of the home, including the yard and surrounding grounds, and a second day of testing involving deep penetration drilling in the yard.

If your claim is denied for any reason, you have few options left. You should immediately speak with an experienced sinkhole expert, like SinkTeam, to learn about your options. Depending on the data from the test results, SinkTeam may be able to convince the insurance company to accept liability and pay damages on them

Sinkhole reports prepared by insurance company hired experts are very think, very long, very confusing and seem very official looking. This is intentionally done by the testing companies to, to make their investigation seem very official, proper and thorough - and if it looks proper, official and thorough, the testing companies hope it adds credibility to the results and opinions of their investigation

Changes to Florida law created the Neutral Evaluation Process, or NEP, in Florida in 2006. Neutral Evaluation is designed to give insurance companies and homeowners a "second opinion" about the cause of damage to homes, specifically about whether sinkhole activity is impacting a home. On its face, NEP sounds like a fair and balanced solution to help determine the cause of damage to homes.